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September 08, 2026

Will A Home Security System Lower Insurance Rates In Denver?

You bet! Most insurance companies offer discounts for home security systems in Denver, typically ranging from 5 to 20% based on several different factors. How much you save can vary quite a bit based on the insurer, where you live, and the type of system you install. Learn how to get the most savings while giving your family exceptional protection

Why Do Insurance Companies Offer Home Security Discounts?

Alarm systems reduce the risk of theft, which means it’s less likely the insurer will need to pay a covered claim. Whenever you have monitored smoke detectors, CO sensors, and water sensors connected to your security system, the risk of damage due to flooding and fires is reduced as well. You’re assisting the insurer by minimizing their exposure to claims. For this reason, they’re willing to provide a discount.

What Denver Home Security Systems Earn You The Biggest Discount?

Of course you want the biggest discount possible. Here are some tips:

  • Choose professional monitoring. Professional monitoring is best for your household, and it’s often required by insurers to be eligible for a discount. Get the added protection you need and save some money in the process.

  • Integrate monitored safety devices. Chances are you’ll enjoy even more savings by lowering the risk of damage as a result of carbon monoxide leaks, fires, and water infiltration. Getting your fire alarms, water sensors, and CO detectors professionally monitored also supplies your family an essential backup during urgent situations.

  • Install a well-rounded system. Installing a multi-layered defense with video surveillance, motion detectors, contact sensors, smart locks, and more, will be seen positively by the insurer and bring greater savings.

Setting up a video camera alone won’t instantly get you a discount. Keep in mind that your system should be professionally monitored. 

How To Get Your Home Security Insurance Discount In Denver

Step one of lowering your premiums is to call the insurer after you install your home alarm system. They’ll likely want to check documentation such as a professional monitoring certificate or a monitoring contract. Reputable home security companies like ADT have experience with insurers and can assist with the required paperwork.

ADT Systems Have Everything You Need For Insurance Discounts

If you want the best defense and an insurance discount, choose an ADT home security system in Denver. Boasting the country’s most extensive monitoring network, ADT gives you unrivaled 24-hour professional monitoring. You’ll also appreciate full-featured systems with surveillance cameras, smart locks, environmental alarms, and much more.

How Much Could You Save? Design Your New ADT System In Denver Today

The greatest advantage of ADT security systems is the superior protection they provide for your Denver family. Getting discounts on your home insurance premiums is icing on the cake. Design your new system today by contacting the ADT authorized dealers at Secure24 Alarm Systems. Place a call to (720) 465-2917 or submit our form below.

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